Beyond Automation: Brahma's Vision for Agentic Protocols

Programmable money should be seamless, automated, and secure. But the reality is far from that. Fragmented protocols, manual interactions, and constant security risks have turned the promise of decentralized finance into a technical nightmare for users.

We set out to fix this.

Brahma started in 2021 by building vaults, designed to give users frictionless access to DeFi while securing billions in transactions. But vaults alone weren’t enough. True programmability isn’t just about pooled financial products; it’s about creating a system where individual users gain access to individual automated services and can execute transactions effortlessly.

Brahma Accounts: The Foundation of Onchain Automation

That’s why we built Brahma Accounts, a unified, non-custodial crypto account designed to automate transactions, secure assets, and streamline execution at scale. Today, Brahma Accounts power some of the most advanced onchain operations, including automated swaps, lending rebalancing, and one-click transactions. They have processed over $1 billion in transaction volume across multiple chains, making onchain interactions smoother and more intuitive than ever before.

The Agentic Future of Onchain Finance

But programmable accounts were just the beginning.

The future isn’t just programmable, it’s Agentic. The next evolution of onchain finance requires autonomous, self-sustaining entities that operate across chains, interact seamlessly, and provide personalized services to each user. These entities will execute complex workflows without human intervention while ensuring users remain in full control of their funds.

This is what we’re building. Brahma is laying the foundation for the onchain backbone of autonomous finance where smart entities act, react, and coordinate in real-time. This is how onchain scales. This is how we realize the vision of programmable internet money.

What sets our approach apart is our full-stack solution that includes account infrastructure, a dedicated execution stack, workflow/automation support, and onchain policy management, all with best-in-class UI/UX that makes complex operations feel seamless.

Brahma has evolved from a DeFi vault protocol into comprehensive on-chain account and execution infrastructure with a clear path toward fully automated operations. At our core, we've built a platform that enables:

• Secure Account Infrastructure: Smart accounts with layered protections, policy controls, and execution stack to perform any transaction on any network.

• Programmable Workflows: Enabling complex automation sequences that execute based on predefined conditions and triggers with onchain & offchain data support.

• On-Chain Policy Management: Giving users granular control over what their accounts can do, whom to delegate actions to, and under what conditions, verified on-chain.

• Multi-Chain Support: Operating seamlessly across 8+ networks, allowing users to manage assets without friction, with a network agnostic stack

Our infrastructure has proven to be battle-tested, with no security incidents despite handling hundreds of millions in assets. This stack now serves as the foundation for our next evolution.

Enabling Programmable Internet Money

We were promised programmable money would leapfrog over traditional banking and the old way of money, but this has never been realised. We are not able to easily interact with multiple protocols at once. Most tasks onchain are manual (Approve, spend, get rugged), getting hacked and rugged is a constant fear. The friction is real.

Try compounding yields across several protocols, executing strategies that span chains, or just setting up automated DCA plans. What should be simple becomes a technical nightmare requiring constant monitoring. This isn't the programmable future we were promised.

We want to give powers to developers to fully utilise the programmable nature of crypto with the set of infrastructure we have built: Native workflow scheduling, automation, onchain policies, and abstracting custody. So they can build products for users without worrying about the underlying infrastructure. This allows them to focus on their core logic and serve users individually through programmable accounts with automation capabilities, all while maintaining strict security guardrails and keeping user assets under self-custody rather than requiring transfer to third-party contracts.

With this foundation supporting fully autonomous, individual execution, and strict security guarantees through onchain policies, developers can now experiment with the most flexible ways to automate execution. The natural evolution has been to combine our infrastructure with AI agents and LLMs for reasoning, creating systems that can not only execute transactions but make intelligent decisions about when and how to act.

Enter Agentic Protocols

When you bring AI agents onchain, equip them with programmable accounts, full execution capabilities, and access to both web2 and onchain tools, you get something entirely new: Agentic Protocols. These autonomous entities connect on-chain protocols and Web2 applications through specialized workflows, delegate tasks, and coordinate with each other to build a network of services that can be offered directly to users. All operations happen through secure Brahma Accounts, ensuring assets remain permanently in users' control while enabling a level of automation previously impossible in crypto.

An Agentic Protocol is a self-sustaining, autonomous entity that:

• Executes operations 24/7 without human intervention

• Coordinates complex interactions between protocols

• Generates cashflows through automated services

• Returns value directly to token holders

• Makes decisions algorithmically through:

  • Deep protocol knowledge

  • Proprietary Workflow

  • Wallet state & context

  • Tool-heavy execution

• Coordination with other agents

• Maintains transparency in all operations while keeping users in complete control

• Can be hosted on any UI and interface; not just a chat app.

All while keeping you in complete control of your assets. This isn't just automation, it's autonomy with accountability, finally delivering on the promise of programmable internet money.

We believe AI and Onchain are built for each other. Blockchains provide the deterministic, transparent execution that AI needs to reliably interact with financial systems. Meanwhile, AI brings the reasoning and adaptability that can fully unlock the programmable potential of smart contracts. Together, they create a perfect symbiosis - blockchain's deterministic rules with AI's flexible intelligence. As the cost of inference drops and agents become more capable, we'll see more AI-driven transactions than human ones, and the merging of offchain and onchain services.

Brahma's infrastructure is built precisely for this future, where agents operate autonomously within secure guardrails.

How will Agentic Protocols look?

Agentic protocols will be self-sustaining, with their code running decentralized, execution spread across multiple operators, and policy guardrails enforced with delegation given to the Agentic Protocol versus custody of assets.

Unlike today's centralized services or even basic smart contracts, these protocols will operate continuously without dependence on their original creators. Their core logic will be stored immutable, while execution happens across a network of independent node operators, each incentivized to maintain the system's integrity.

These Agentic protocols will leverage AI's planning and reasoning capabilities to execute on-chain transactions while connecting to Web2 applications for inputs and triggers. We'll see new hybrid applications and use cases emerge when we combine on-chain protocols, stablecoins, and payment channels with Web2 rails.

Imagine financial applications that can:

• Process Global Payroll: By monitoring a bank balance, converting fiat to stablecoins, and distributing salaries worldwide in seconds. Automated compliance checks and real-time transaction logs streamline payroll for a global workforce.

• Manage Treasury Operations: Automatically handling crypto/fiat conversions for business expenses based on predefined rules.

• Optimize Cash Flow: Keeps just the right amount of liquidity in traditional accounts while deploying surplus to yield-generating protocols. Dynamic monitoring of on-chain positions captures new opportunities without compromising everyday needs.

• Offer a Crypto Credit Card: Let's you buy daily items without selling your crypto by instantly borrowing stablecoins against collateral (e.g. ETH). An agent tracks LTV to prevent liquidation, routing yield from other DeFi positions to repay loans over time. You keep your favorite tokens while effectively covering everyday expenses through passive yield. And as markets evolve, your agent can continually optimize collateral usage for even better returns.

The boundary between Web2 and Web3 will blur as Agentic Protocols serve as trustless bridges between these worlds, maintaining the security and programmability of blockchain while abstracting away its complexity.

For users, the experience will feel magical: set your preferences once, establish your guardrails, and let the protocol handle the rest. You'll maintain complete visibility and control, but without the constant management overhead that DeFi requires today.

With a robust execution infrastructure, integrated smart accounts, and a growing set of agentic use cases, Brahma is the only stack capable of scaling this vision.

Today, builders are already deploying specialized onchain agents with Brahma: automating DeFi actions, managing assets, and streamlining execution with smart accounts.

Next, we’re introducing Shared Knowledge capabilities, enabling agents to communicate with each other creating an interconnected, intelligent system. This will unlock new agentic workflows that go beyond isolated decision-making.

As Brahma’s toolset and agent paths continue to grow, all builders can leverage these advancements, accelerating development and creating more powerful, composable agentic applications.

Brahma is building the stack that makes agentic protocols a reality at scale.

The shift to autonomous execution is happening.

Explore Brahma and start building today: https://brahma.fi/console-kit

Start Building: https://github.com/Brahma-fi/console-kit

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