Programmable Spending, Powered by Onchain Logic

Brahma has been steadily building infrastructure to give onchain users more control, flexibility, and security. From accounts to autonomous agents and automations managing capital and yield, our goal has always been clear: enable practical, programmability of outcomes in crypto and finance.

Now, we’re expanding that foundation into a new frontier, Spending and payments.

Brahma Cards: Real-World Payments, Powered by Crypto

Crypto gives us programmable capital. TradFi provides global payment access.

But the two systems remain disconnected.

Crypto workflows are trapped onchain, unable to plug into everyday payment networks. Meanwhile, traditional finance operates in siloed, rigid infrastructure with little room for innovation.

This separation makes it hard for crypto to serve real-world use cases.

Brahma Cards are our first steps in changing that.

They turn onchain capital into programmable, real-world payment endpoints. Applications, agents and users can now translate yield, credit, incentives, or any onchain logic directly into card-based spending securely, without bridging funds or giving up custody.

Funding is automated. Execution is trustless.

The experience? Seamless

Why It Matters?

This is the first time:

• Real-world spending directly triggers onchain logic, with any onchain workflow expressible in TypeScript and seamlessly connected to card payments

• Developers can issue programmable cards via an SDK

• Credit becomes fully composable with real-world payments

• Agents can fund, restrict, and automate payments without leaving the crypto-native stack

• Brahma enables just-in-time settlement between onchain and offchain environments, and vice versa.

This eliminates barriers to capital flow between onchain and real-world ecosystems, unlocking the true potential of programmable capital for everyday use cases.

Here’s a rundown of how it compares to traditional crypto credit cards in the landscape:

Swype Cards: Spending without Selling

Swype.fun, is the first DeFi native credit card powered by Brahma Cards.

For the first time, your onchain collateral remains always productive, earning yield, securing loans right up to the moment you swipe. Your Aave or Euler Finance positions on Base and more chains automatically funds transactions, at checkout, in real-time, without touching your principal.

To access, hold at least $100 in collateral on a combination of Aave or Euler positions? (on Base network). Alternatively, you can gain early access through limited-time invite codes by commenting “SWYPE” here!

Swype turns your crypto wallet, compatible with the real world, into the smartest, safest, and most efficient way to pay. Welcome to the new era of Internet Finance.

Key innovations:

• Real-time Onchain Settlement: Spend without pre-loading or selling assets.

• Programmable Cards: Credit cards are dynamically connected by Brahma Infra to any onchain position or smart contract, enabling seamless onchain <> offchain workflows.

• Yield Optimization: Your collateral stays yield-earning until actively used, making every transaction capital efficient.

• Delegation: Delegate Credit card with any onchain or offchain workflow. Imagine Agents having cards, and automating for users.

Execution Flow, In Action

1. Onchain Agents initiate funding logic based on user-defined triggers.

2. Policy Engine governs usage by applying constraints based on logic such as merchant restrictions or time-based access.

3. Brahma Runtime executes transactions with no offchain backend or manual intervention.

Learn more: https://docs.brahma.fi/faqs/swype.fun-or-faqs

Soon live on upcoming chains and protocols with even more ways to integrate Swype into your workflows.

For Builders: Payments Without Smart Contracts

Brahma Cards are composable primitives built on Brahma Infra, designed as secure endpoints for agents, dApps, and users within the broader Brahma stack.

This is just the beginning.

Brahma is modular by design, built to grow with the needs of developers and applications.

Whether it's adding new card types, integrating with novel onchain triggers, or customizing execution logic across chains every component is extendable, programmable, and interoperable, Developers aren’t limited to pre-defined use cases. The infrastructure is built to support new financial workflows, agent logic, and real-world integrations as they emerge.

Strategic Unlocks Enabled by Brahma include:

• Unified Internet Money: Internet-native capital and fiat transactions coexist in a single programmable system.

• Composable Endpoints: Cards can respond to any onchain trigger across chains and protocols.

• Onchain Lending Meets Real-World Credit: Borrow against DeFi collateral and spend natively, without intermediaries.

• Cards as Interface, Protocols as Engine: Users get a familiar experience while agents handle complex logic invisibly in the background.

Brahma Cards are more than a product, they’re a developer toolkit.

Using our SDK, developers can issue programmable cards tied to any set of conditions or policies, without writing smart contracts or managing complex execution flows.

Whether you're building:

• Delegated credit cards managed by agents

• Real-world systems linked to onchain protocols

• Multichain, multi-protocol financial workflows

Brahma handles orchestration and policy enforcement under the hood.

You build the logic. We execute it.

Integrate with Brahma Cards

Real-world payments shouldn’t be gated by legacy rails. Brahma delivers end-to-end programmability, from capital allocation to real-world execution using open, trustless, and continuous infrastructure.

The Internet of Finance is Programmable.

This is how we connect programmable capital to everyday life.

Let’s connect: https://form.typeform.com/to/ChozRnNV

Join the Builder’s chat for latest updates: https://t.me/+O5fFUPVBFvU3ZjY1

Welcome to Swype.

Welcome to Brahma Cards.